Buy Now Pay Later and Instalment Tracker
All your pay-later and instalment plans in one list: what is due next, what to keep aside this month and what you still owe.
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Add a plan
One plan for each thing you bought in instalments. Tap a common plan to fill in the payments, or type your own.
Paid on the day you bought it. The rest of the price is split into the payments.
Backup and settings
How it works
- Add each plan: what you bought, who you pay (Klarna, Afterpay, a bank 0% plan, a shop), the price, how many payments and when the first one is.
- See what is coming: "Next: 30 to Klarna on Tue 11 Nov", what is still to pay this month and next month, and what you owe in total.
- Tap Paid after each payment. Late payments turn red so you can pay before the late fee.
- Returned something? Tap Returned it and the payments still to pay are cancelled.
What you owe
Your plans
Paid off and returned
Questions
Can I track Klarna, Afterpay and a bank plan together?
Yes. Each plan gets its own box whatever the provider: Klarna, Afterpay, Clearpay, Affirm, Zip, PayPal Pay in 4, Tabby, Tamara, a credit card or bank 0% plan, or a shop's monthly plan. The top of the page adds them all up.
How are odd cents split?
100.00 in 3 payments is 33.34, then 33.33 and 33.33. The extra cents go to the first payments, as most providers do. If your statement shows something else, tap Edit on that payment.
What does "Still to pay this month" include?
Every payment not yet marked paid that is due by the end of this month, late ones included. It is the money to keep in your account or on your card until the month ends.
The first payment was taken when I bought it
Pay in 4 and Pay in 3 plans usually take the first payment at checkout. Set First payment on to the day you bought it and keep I have already paid this ticked. A shop that took a deposit: use + Add a down payment.
I returned the item, or got part of the money back
Returned all of it: tap Returned it. The payments still to pay are cancelled and the box shows the refund to expect for what you had already paid. Got part of the price back, or the provider added interest or changed the plan: tap Change amount owed and type what your provider says you still owe; it is shared over the payments still to pay.
I was charged a late fee
Tap + Add a fee in that plan's box. It is added to what you owe, and you can tick it as paid like any other payment.
Is it private? Does it work offline?
Everything stays in this browser on this device: no account, it does not connect to your bank or provider, and your data is never sent anywhere. Once loaded, it works with no connection. Save a backup file before changing phones.