How do I keep track of money I lent to friends?

Each time you lend money, add it with the person's name, the amount and the date. When they pay some back, add that too. The app keeps a running balance for each person, such as Bilal owes you 3,500.

What if I lent and borrowed with the same person?

Both go on the same person and the app shows only the difference, so if you lent 5,000 and borrowed 1,000 it says they owe you 4,000.

Yes. Names and amounts stay in this browser on this device. There is no account and the app works offline.

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Money Lent and Borrowed Tracker

Write down money you lend to friends and family, or borrow from them. See who still owes what and send a polite reminder.

Totals

Owed to you0nobody owes you

You owe0you owe nobody

Add money lent or borrowed

Person

What happened? I lent them money They paid me back I borrowed from them I paid them back

Amount

Date: today

Share, backup and settings

Currency symbol

Shown with every amount. A person can have their own currency: tap "Change name or currency" in their box.

People

Nobody here yet. Add the first money you lent or borrowed, and the person gets their own box here with what they owe.

Questions

How does it work out what someone owes?

Money you lent and money you paid back to them count for you; money they paid back and money you borrowed count the other way. The difference is the balance, for example lent 5,000, paid back 1,500: Bilal owes you 3,500. If you lent and borrowed with the same person, only the difference is shown.

They paid back more than they owed. What happens?

The box turns round and says you now owe them the extra, for example You owe Bilal 500. Before you save, the line above the Save button shows what the balance will be.

What is the pay-back-by date?

An optional date the money should come back. The person's box shows the days left or how many days late it is, and it is used in the reminder message. Once the money is all paid back the date no longer shows.

How do I send a reminder?

Tap Reminder message in the person's box. A polite message with the amount and dates is written for you; change it if you like, then tap Copy, Share (WhatsApp, SMS and other apps on phones) or Email.

Can I use different currencies?

Yes. Choose the currency symbol for the app, and give a person their own currency with Change name or currency. Totals in different currencies are shown side by side and never added together.

Is it private? Does it work offline?

Names and amounts stay in this browser on this device: no account, and your data is never sent anywhere. Once loaded, the app works with no connection. Save a backup file now and then, or before changing phones.